Norfolk, VA Motorcycle Accidents and Insurance
Motorcycle accidents often create many issues with insurance companies. Someone who has experienced such a collision may want to consider learning about how Norfolk motorcycle accidents and insurance may impact each other. A dedicated motorcycle accident lawyer could assess the circumstances surrounding the crash and help identify liable parties. If you or a family member suffered severe injuries following a motorcycle accident, call and schedule a legal consultation to start formulating a credible strategy.
Unique Aspects of Motorcycle Accident Claims
Insurance companies are frequently predisposed to immediately pushing fault on motorcyclists following the report of a collision. The reason behind this bias may be due to a negative stereotype that motorcyclists are reckless drivers. In response to this potential issue, a person who sustained devastating injuries after a motorcycle accident should consider working with a qualified attorney who understands the complications that may occur between Norfolk motorcycle accidents and insurance companies.
If a person does not have proper legal representation, the insurance company may unfairly increase their premiums or even decide to terminate their coverage. However, an insurance company typically is more poised to terminate coverage when multiple similar accidents have occurred.
Motorcycle Crash Impact on Insurance Rates
In addition to potential bias, an insurance company’s decision to raise a person’s rates may be due to an injured person’s alleged alcohol consumption or drug usage at the time of the collision. In some cases, when an injured individual is accused of being under the influence of alcohol or drugs, the insurance company may penalize them by increasing their premium.
Uninsured or Underinsured Motorist Coverage
Following an accident, an injured person may realize the at-fault driver did not have insurance coverage. This could cause significant issues for an injured person who needs to recover damages. If a person has an uninsured motorist coverage plan, they could potentially receive assistance in the recovery process.
Furthermore, underinsured motorist coverage refers to when someone is involved in a motorcycle accident and the other person that injures them only has minimum coverage. In Virginia, the minimum coverage is $25,000. If a person does not have underinsured motorist coverage over $25,000, their recovery may be capped at $25,000 regardless of the severity of a person’s injuries. However, a reliable motorcycle lawyer who is familiar with the relationship between Norfolk motorcycle accidents and insurance agencies could advocate tirelessly on an injured person’s behalf.
Type of Damages in a Motorcycle Wreck
Following a motorcycle accident, it is important to reach out to a lawyer who could help the injured person recover damages. Individuals who suffer injuries in a crash could request damages for:
- Medical costs
- Pain and suffering
- Lost wages
- Physical scarring
- Property damage
Contact a Skilled Lawyer About Motorcycle Accidents and Insurance Issues in Norfolk
Norfolk motorcycle accidents and insurance are two topics that do not always produce positive results for an injured person. As a result, it is important to retain effective legal counsel. If you or a loved one were significantly injured in a motorcycle wreck due to another individual’s carelessness, contact a steadfast motorcycle accident attorney. They could advocate on your behalf and work to hold the insurance company and the negligent party accountable. Call and set up an appointment to begin discussing potential legal solutions.