Norfolk, VA Uninsured Motorist Lawyer
Virginia does not have personal injury protection coverage. However, there is uninsured motorist coverage and Med-Pay. Under normal circumstances, the at-fault driver’s insurance company will be responsible for your medical bills. But, if the at-fault driver has no insurance coverage, uninsured motorist coverage can protect you and cover your expenses. You may also have medical payment coverage, which can help you pay medical bills. A Norfolk, Virginia uninsured motorist lawyer can help you determine what insurance is available if you are hurt by an uninsured driver. With the help of the team of dedicated car accident lawyers at Cooper Hurley Injury Lawyers, you could make sure you have the resources you need following a crash.
How Do These Insurance Policies Help After a Car Accident?
Uninsured motorist coverage can protect you after a car accident in Norfolk, even if the other driver does not have coverage or has minimal coverage. The minimum insurance coverage in Virginia for drivers is $25,000, but you should elect to carry much higher limits to protect yourself.
Call your own insurance company, confirm which type of coverage you have, and inquire about increasing your coverage. This way you can make sure you get the compensation you need if you are hurt by an uninsured driver.
Common Misconceptions About Insurance in Norfolk, VA
A common misconception is that, if you were not at fault, you should not involve your own car insurance. If you were injured by an uninsured driver, your insurance may be your only avenue of recovery. Your insurance company is not allowed to increase your premiums or change your coverage if you were not at fault.
One of the key things you should understand about uninsured motorist coverage is that, when you are significantly injured in a car accident, you should use any and all insurance policies that can help you. This can include your own policy and what is called underinsured motorist coverage. An experienced car accident lawyer in Norfolk will be aware of these nuances and can advise you regarding how you can fully utilize your insurance coverage for your injuries.
Speak to a Norfolk, Virginia Uninsured/Underinsured Motorist Attorney
A well-versed Norfolk, Virginia uninsured/underinsured motorist lawyer from Cooper Hurley Injury Lawyers can help you understand the various insurance coverages and their role in the recovery after a car accident. Insurance can be very complex, and a personal injury lawyer’s responsibility is to be sure you get the maximum compensation you are entitled to for your injuries. Cooper Hurley Injury Lawyers does this by guiding you through the insurance process. To learn how we can help you, call today for a free consultation.