Dealing with Chubb Insurance After an Accident
Chubb Insurance provides coverage to consumers all over the world, with a wide range of product offerings ranging from healthcare coverage to auto insurance. If you find yourself dealing with Chubb after an accident caused by their insured, you might be unsure what your options are or how to pursue the compensation you need. This is where Cooper Hurley Injury Lawyers comes in.
If you are facing severe car accident injuries and losses, you should consult with our personal injury attorneys who can provide a confidential assessment of your case and the strength of your claim. We will advocate on your behalf and make sure that an insurance company does not try to take advantage of your vulnerable state.
The Importance of Competent Legal Representation After a Car Crash
When someone sustains injuries because of a negligent motorist, navigating the claims process can be far more complicated than the adjuster may lead the injured party to believe. The reality is that the insurance adjuster is highly unlikely to have the injured party’s best interests at heart. Maintaining the company’s financial bottom line and paying the minimum payout possible is the adjuster’s main priority. Remember, an insurance company only turns a profit if it pays out less in claims than what it earns in customer premiums.
After a car accident, a personal injury attorney could handle all correspondence and interactions with Chubb insurance on the claimant’s behalf. By doing this, a lawyer could help ensure that a claimant is not taken advantage of or pressured into signing a settlement agreement that does not reflect the full value of their claim. Additionally, having the representation of a skilled attorney can give someone suffering from serious injuries peace of mind during an otherwise difficult time.
Property Damage Claims with Chubb Insurance
When dealing with Chubb insurance, a claimant can to file both a property damage and personal injury claim following an auto accident. If the collision causes someone to experience damage to their vehicle, they may want to file a claim with the at-fault driver’s insurance company to get their car fixed. The insurer also could provide the claimant with a rental car while their vehicle is under repair. In cases where a vehicle is totaled, the insurance provider may pay for the market value of the car at the time of the collision.
Injury Claims and Recoverable Losses
While individuals may be able to settle property damage claims relatively quickly, injury claims typically result in a more involved settlement process. To recover damages following an accident, the claimant must submit a settlement demand to Chubb. The settlement would contain a full valuation of the damages the injured party is claiming, such as their lost wages and medical expenses.
The demand also may request the value of the individual’s noneconomic damages, such as pain and suffering. An experienced attorney could help someone evaluate their claim properly so that they can recover for the entirety of their losses.
In most cases, the insurance adjuster will come back with an offer below the settlement amount demanded, and the negotiation process will commence. This period could drag on for weeks or even months. Sometimes, it may be necessary to take the case to court to recover the injured party’s damages. An attorney can fight aggressively for an injured claimant’s financial recovery, whether through a case settlement or a verdict in court.
Contact an Attorney for Help Dealing with Chubb Insurance Following a Car Wreck
Dealing with Chubb after an accident can place unnecessary stress on you during a time when you are supposed to be healing. An attorney from Cooper Hurley Injury Lawyers can ease your burden during this difficult time and help you seek the monetary recovery you need to move forward with your life. To learn about how we can assist with your claim, contact our office today.