Dealing with Chubb Insurance After a Truck Accident in Virginia Beach
Chubb Insurance began in 1882 primarily as an insurance provider for maritime vessels. Since then, the company has grown to employ over 10,000 people across several subsidiary insurers. While few people in Virginia have personal car insurance through Chubb, this company is a much more common option for commercial trucking companies looking to insure their vehicles and drivers.
Unfortunately, dealing with Chubb Insurance after a truck accident in Virginia Beach can be a complicated and frustrating experience. This is especially true if you do not have legal counsel from a skilled attorney. In a situation like this, guidance from a truck crash lawyer at Cooper Hurley Injury Lawyers is crucial to maximizing your financial recovery and protecting your well-being.
Filing a Claim Against a Trucker Insured by Chubb
Since Virginia is an “at-fault” car accident state, anyone who suffers physical injury due to negligence by a truck driver or their employer can proceed with a civil lawsuit against the negligent party or parties. The claimant is not legally required to seek recovery through insurance first. That said, it is often best to begin recovery efforts with a claim against an at-fault party’s insurance, especially in situations involving independent contractors.
Depending on a claimant’s losses in a Virginia Beach truck wreck, it is possible to file a claim with Chubb Insurance for personal property damage, personal injury, or both. A successful claim may allow recovery for:
- Auto repair or replacement costs
- Expenses for short-term car rentals
- Past and future medical bills
- Certain non-economic damages
A Virginia Beach truck accident attorney can examine a defendant’s policy with Chubb Insurance and identify what losses may or may not be covered through a comprehensive claim.
Why is Legal Counsel So Important?
Chubb Insurance’s employees are no strangers to dealing with truck accidents in Virginia Beach, and their adjusters are skilled at interpreting evidence and reports in ways that favor the insurance company. It is rare for an initial settlement offer from Chubb Insurance to include enough compensation to cover a claimant’s short-term and long-term losses, especially for injuries resulting in permanent disfigurement or disability.
Assistance from a knowledgeable attorney at our Virginia Beach office is critical during every stage of settlement negotiations with Chubb. From responding to an initial offer to valuating future losses and demanding they be incorporated into ensuing offers, our attorneys are here to support you. Our truck accident lawyers also ensure that representatives of Chubb Insurance do not pressure you into accepting a lowball settlement or otherwise take advantage of you during negotiations.
Seek Help Dealing with Chubb Insurance After a Virginia Beach Truck Accident
Insurance providers representing trucking companies and employees are not your friends after a serious truck wreck. The adjusters and negotiators employed by the Chubb Group of Insurance Companies are no exception. If you are dealing with Chubb Insurance after a truck accident in Virginia Beach, guidance from a seasoned Virginia Beach attorney could make the difference between a favorable case resolution and a settlement that does not come close to covering your losses.
The assistance you need is just a phone call away. Get in touch with Cooper Hurley Injury Lawyers today to learn more.