Dealing with Liberty Mutual After an Accident
If you have been injured in an auto accident, it is crucial to reach out to a lawyer before contacting the other driver’s insurance company. If you do not have experience negotiating an insurance claim, you could find yourself facing an offer that is far below what you deserve.
If the at-fault driver in your accident is insured through Liberty Mutual, you will work with a Liberty Mutual claims adjuster to recover compensation for your injuries—but do not expect them to have your best interest in mind. A skilled personal injury attorney from Cooper Hurley Injury Lawyers can protect your rights and make sure you are not being lowballed.
Contact us today to discuss your right to compensation and learn more about dealing with Liberty Mutual after an accident. We are here to answer your questions and ensure you understand your legal options.
How Liberty Mutual Auto Claims Work
Liberty Mutual provides 24/7 claims reporting services. Though you can technically file a claim by yourself, doing so could jeopardize your chance of success. If you contact the insurance company, they will use whatever you say against you.
That is why it is important to reach out to an attorney who knows what to do after an accident, including how to handle insurance adjusters eager to deny or minimize the value of your case. Once your lawyer files your claim, you will be assigned a claim number and an adjuster to handle the claim. Your attorney will communicate with Liberty Mutual on your behalf.
If the other driver is at fault for the accident and your car is not a total loss, Liberty Mutual should pay for the costs of repairing property damage. If you need a rental vehicle while your car is in the shop or being replaced, Liberty Mutual may provide one under the governing policy. If your vehicle is a total loss, they may reimburse you for the car’s cash value. You may also be entitled to the diminished value of your vehicle, depending on the circumstances of the accident.
What to Know About Speaking With a Liberty Mutual Claims Adjuster
After a car accident, keep your communication with the at-fault driver’s insurance companies to a minimum before consulting an attorney. Anything you say can be used against you in negotiations, potentially reducing the compensation you could receive for your injuries. Never agree to be recorded on a call with an adjuster without an attorney present.
If you speak with a Liberty Mutual adjuster before hiring an attorney, prepare for your conversation by compiling only the basic details of the accident—providing too many details could work against you. Downplaying the extent of your injuries, suggesting that you were partially at fault for the accident, or sending medical records before completing treatment could also damage your claim.
Even if you implement every best practice when handling a Liberty Mutual claim, hiring a skilled Virginia car accident attorney can still benefit you and increase your potential compensation. An experienced lawyer can identify when an offer is less than you deserve, which is more likely toward the beginning of your settlement negotiations. Do not automatically accept an initial offer from Liberty Mutual or sign anything the insurer sends you without consulting a lawyer.
Why Do I Need a Liberty Mutual Car Accident Lawyer?
It is not uncommon for Liberty Mutual insurance adjusters to try to settle your auto claim quickly and for as little as possible. They may even try to get you to settle before you have finished medical treatment for your injuries. Other times, insurance adjusters will try to trick you into admitting fault. Consulting an attorney before talking to an insurance company can help you recover the full and fair compensation you deserve. When you hire our attorneys to assist you with your claim, they will:
- Communicate with the insurance adjuster on your behalf
- Gather all available evidence
- Disprove wrongful allegations of fault
- Consult with medical, financial, and automotive experts
- Appeal your claim if it has been denied
- File a lawsuit and take your case to trial if needed
- Fight for full and fair compensation for your injuries and their impact on your life
At Cooper Hurley Injury Lawyers, our attorneys have decades of experience dealing with insurance adjusters, and we never represent insurers. We have the resources and experience to take on large insurance companies and advocate aggressively for the compensation you deserve. We have recovered millions of dollars in high-value case results for our clients.
Trust Cooper Hurley Injury Lawyers to Be Your Advocate When You Deal with Liberty Mutual After A Crash
You should not deal with Liberty Mutual alone after an accident. From car accidents to truck accidents, our skilled attorneys can provide the insight, guidance, and vigilant representation you need. Trust in the Car Crash Experts at Cooper Hurley Injury Lawyers to help you navigate dealing with insurance companies.
Our team of top-rated attorneys collectively boasts an impressive 128 years of legal experience, during which we’ve learned common tactics employed by insurance companies and how to best negotiate with them. Contact us today for a free consultation, and we’ll help you get the compensation you deserve.
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