After a crash with an Allstate-insured driver, an insurance adjuster will likely reach out, maybe even before you know the full extent of your injuries or other losses. What you say during that conversation can affect your claim, so avoid guessing about what happened or agreeing to a settlement before you understand what it covers.
The team at Cooper Hurley Injury Lawyers has recovered tens of millions of dollars for thousands of injured clients. If Allstate’s offer does not account for all your losses, our attorneys can investigate the crash, document your damages, and negotiate with the insurer on your behalf. Contact us or call (757) 333-3333 for a free consultation.
Dealing With an Allstate Claims Adjuster
An Allstate adjuster will likely ask how the crash happened and what injuries you suffered. Stick to the facts you know, and don’t guess if you are unsure about a detail. You also do not have to decide whether to accept a settlement while you are still figuring out the extent of your injuries. You can speak with an attorney before giving a recorded statement or discussing an offer.
If you are injured, get medical attention and tell your provider about all of your symptoms. Follow the treatment plan you are given and keep records of your appointments and other care. It is also wise to avoid posting about the crash or your recovery on social media. An insurer may use a photo or comment from your account to dispute how seriously you were injured.
Virginia’s Contributory Negligence Rule and Fault
Be cautious about statements that could be interpreted as an admission of fault. Under Virginia’s contributory negligence rule, a person who is found partly at fault for an accident generally cannot recover damages. That makes seemingly minor comments, like apologizing at the scene, potentially important later.
How an Attorney Can Help You Through the Allstate Claims Process
Once you hire an attorney, the insurer can communicate with your lawyer about the claim instead of you. Your attorney will handle every aspect of the car accident settlement process, including investigating how the crash happened, collecting medical and employment records, calculating your losses, and negotiating with Allstate over its settlement offer.
Taking Your Case to Trial to Get Fair Compensation
Allstate does not have the final say over how much compensation you may be entitled to receive. If the insurer will not offer an amount that reflects your documented losses, filing a lawsuit to recover damages is always an option. Our attorneys can prepare your case for trial and explain the risks, costs, and potential outcomes before you decide how to proceed.
Determining How Much a Claim is Worth
When dealing with Allstate after an auto accident, it is essential to have an attorney determine the full value of your claim before deciding whether to accept an insurer’s settlement offer. Valuing a claim depends on a multitude of factors. These factors include the following:
- The severity of your injuries
- The lasting effects of these injuries
- Your inability to return to work
- The extent of property damage
- Whether there were others involved in the crash
Every situation is different. At Cooper Hurley Injury Lawyers, we know how to build the strongest case possible. Our attorneys can send a comprehensive demand letter seeking fair compensation to Allstate and help determine if a lawsuit may be the best course of action.
How Much Does It Cost to Hire a Lawyer for a Car Accident?
Cooper Hurley Injury Lawyers offers free consultations, so you can talk with us about Allstate’s offer before deciding what to do. If you hire us, we work on a contingency fee basis. You won’t owe an attorney’s fee unless we recover compensation for you.
Get Help Dealing with Allstate After an Auto Accident
With more than 120 years of combined experience, Cooper Hurley Injury Lawyer has recovered millions of dollars in settlements and verdicts for our clients. Personal injury is what we do—we never represent insurance companies, and we have the resources to take them on in negotiations and court.
For a free, no-obligation consultation, contact us online or call (757) 333-3333. We are here to answer your questions and make sure you know your rights.
