Dealing with Allstate After an Accident
An auto accident can be a huge headache, even before the struggle of negotiating with an insurance company after the crash. Do not expect insurance adjusters to look out for your rights. If you are dealing with Allstate insurance adjusters after an accident, it is crucial that you understand your full legal options to recover all of the compensation you are owed.
The experienced car, truck, and motorcycle accident attorneys at Cooper Hurley Injury Lawyers can help you deal with insurance companies eager to minimize or deny the value of your claim. With our help, you can avoid making mistakes that could jeopardize your ability to recover compensation. Contact us online or call (757) 333-3333 to schedule a free consultation.
Dealing With an Allstate Claims Adjuster
After being involved in a motor vehicle accident, the at-fault party’s insurance adjuster will likely contact you at least once. They may try to get you to give them a recorded statement about the accident, but it’s important not to do so before you’ve spoken to an attorney.
Adjusters may contact you frequently, requesting statements or offering lowball settlements. You should never accept an adjuster’s first offer without consulting a lawyer, and be cautious when sharing details that could impact the offer. Even slightly downplaying the crash, your injuries, or your medical bills could be used against you later.
How An Attorney Can Help You Through the Allstate Claims Process
Though you can file an insurance claim with the at-fault driver on your own, it’s better to enlist the help of an experienced Virginia car accident attorney for the best chance of recovering full and fair compensation. An attorney can handle communications with adjusters to ensure you don’t accidentally make statements that harm your case. Any information you provide can affect your eventual settlement—insurers will use anything they can to get out of paying more.
After an accident, it’s also important to receive medical care for injuries you suffered immediately following the accident to determine their severity and document them for settlement negotiations. Right after the wreck, you may not even realize the extent of your injuries. If you wait too long to see a doctor, the insurer may also claim your injuries were not serious or were caused by something other than the accident.
At Cooper Hurley Injury Lawyers, our skilled car accident attorneys can communicate with insurance adjusters and file your claim. Once a claim is filed, we can also assist with:
- Gathering evidence and investigating the crash.
- Disproving allegations of fault the insurer makes against you.
- Consulting financial and medical experts.
- Negotiating a settlement with Allstate.
- Going to trial if needed to secure full and fair compensation.
Types of Allstate Claims
The damages you can recover after an accident depends on a variety of factors, most importantly, the extent and severity of your injuries. Accidents resulting in personal injuries are complicated and typically involve lengthy settlement negotiations. Securing aggressive and knowledgeable legal representation is crucial. The at-fault party’s insurer may cover expenses like medical bills, lost wages, lost earning potential, and medical travel expenses, but only if you prove their liability for compensating you during negotiations.
Accidents involving only property damage are generally simpler than bodily injury claims, but that doesn’t mean you shouldn’t work with an experienced legal professional anyway. Doing so can avoid accepting less than you deserve. The at-fault driver’s auto liability insurance normally covers the costs of any property damage you sustain, as well as of a rental vehicle while repairs are made. You may also be entitled to the diminished value of your vehicle (i.e., the difference between the vehicle’s value before the accident and after repairs).
Determining How Much a Claim is Worth
When dealing with Allstate after an auto accident, it is essential to have an attorney determine the full value of your claim to help decide whether to accept an insurer’s settlement offer. Valuing a claim depends on a multitude of factors, including:
- The severity of your injuries.
- The lasting effects of these injuries.
- Your inability to return to work.
- The extent of property damage.
- Whether there were others involved in the crash.
Every situation is different. At Cooper Hurley Injury Lawyers, we know how to build the strongest case possible. Our attorneys can send a comprehensive demand letter seeking fair compensation to Allstate and help determine if a lawsuit may be the best course of action.
Be Wary of Lowball Offers
It’s common for insurance companies to present initial offers that are far lower than you deserve, and Allstate is no exception. Recognizing these lowball offers when they come is key to reaching a fair settlement. The skilled attorneys at Cooper Hurley Injury Lawyers can help. We know how to negotiate with Allstate to get the full compensation you deserve.
Our attorneys have developed a strong reputation as The Car Crash Experts. We’ve seen it all when it comes to car accidents in Virginia. We know the common injuries to look out for and what tests you should get to accurately calculate your medical costs. Additionally, our attorneys can work with financial experts to determine the full impact the accident will have on your life and secure a fair settlement offer.
Get Help Dealing with Allstate After an Auto Accident
With more than 120 years of combined experience, Cooper Hurley Injury Lawyer has recovered millions of dollars in settlements and verdicts for our clients. Personal injury is what we do—we never represent insurance companies, and we have the resources to take them on in negotiations and court. For a free, no-obligation consultation, contact us online or call (757) 333-3333. We are here to answer your questions and ensure you know your rights.
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