Here’s why a State Farm is a bad neighbor. State Farm will force injured people to file lawsuits and take cases to court when they should settle. These are cases where there’s no dispute about who’s at fault. There’s no dispute that somebody was injured. There is no dispute that the medical bills being claimed are related to the injuries. State Farm will refuse to make reasonable settlement offers. Lawsuits will have to be filed and often times they will expose their own insureds, people who have the State Farm insurance who are at fault to an excess judgment when the injured person would just have accepted policy limits at the beginning. No need to worry. Call Cooper Hurley. The car crash experts. 333-3333.