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Faq's

Do You Have Uninsured Motorist Coverage in Virginia?

, Car Accident

If your car insurance policy was issued in Virginia, it is very likely you have uninsured motorist coverage and may not even realize it.  When we provide free consultations to people injured by someone without car insurance, we always ask, “Do you have car insurance?”  The answer is sometimes “Yes, but I don’t have full coverage, just liability.”  Full coverage, liability coverage, and uninsured motorist coverages are all different types of coverage.  Even if you only carry liability coverage, you likely have uninsured motorist coverage.

Virginia’s uninsured motorist insurance law §38.2-2206 requires all insurance companies selling insurance to Virginia drivers to pay all sums that the injured person is legally entitled to recover as damages from the an uninsured motorist.

If you have a Virginia issued car insurance policy, the only instance in which you won’t have uninsured motorist coverage is if you specifically opt out of the coverage. Insurance companies often won’t tell you about this opt-out option because they want to sell you as much insurance as possible.  As long as you have insurance on your car, you almost certainly have uninsured motorist coverage in Virginia.

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  • Car Accident
  • Medical Malpractice
  • Motorcycle Accident
  • Product Liability
  • Railroad Worker Accident
  • Spinal Cord Injuries
  • Truck Accident

Cooper Hurley Injury Lawyers’ main office is in Norfolk, Virginia, right across the street from the Norfolk Courthouse. In addition, we have 7 convenient meeting locations: Virginia Beach, Chesapeake, Hampton, Newport News, Suffolk, Portsmouth, and the Eastern Shore. If your injuries make it difficult for you to get around, we can come to you at home or in the hospital. We serve personal injury clients hurt in accidents throughout the Commonwealth of Virginia who need legal help after a serious injury or wrongful death involving car, truck, or motorcycle crashes, traumatic brain injuries, and railroad-related accidents.

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Cooper Hurley Injury Lawyers

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Cooper Hurley Injury Lawyers

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Virginia Beach Office
Cooper Hurley Injury Lawyers
200 Kellam Rd #101
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Virginia Beach,
VA 23462 Get Directions
(757) 455-0077
Cooper Hurley Injury Lawyers

50 W Queens Way #100
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Hampton Beach,
VA 23669 Get Directions
Chesapeake
Cooper Hurley Injury Lawyers 638 Independence Pkwy,
Chesapeake Beach,
VA 23320 Get Directions
Suffolk
Cooper Hurley Injury Lawyers 215 Market St,
Suffolk,
VA 23434 Get Directions
Portsmouth
Cooper Hurley Injury Lawyers 355 Crawford St,
Portsmouth ,
VA 23704, USA Get Directions
Newport News
Cooper Hurley Injury Lawyers 13195 Warwick Blvd suite 2-b1,
Newport News ,
VA 23602 Get Directions
Newport News
Cooper Hurley Injury Lawyers 3443 Virginia Ave,
Exmore,
VA 23350 Get Directions
Norfolk Office (Main Office)
Cooper Hurley Injury Lawyers
125 St Pauls Blvd #510,
Norfolk,
VA 23510, USA Get Directions See All Locations
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    • Car Accidents
    • Truck Accident
    • Motorcycle Accident
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