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Medical payments coverage or MedPay for short is a key coverage which Virginia motorists can have on their automobile insurance policies. However, MedPay is a voluntary coverage and so you do not automatically have it.
Medical payments coverage says that if you or anyone else gets hurt in your vehicle, your insurance company will pay medical bills up to a certain dollar figure, typically $1,000.00 or $5,000.00 automatically without regards to who is at fault. Medical payments coverage is a really good deal for VA policy holders because it means that your medical bills are going to get paid in the short run whether or not you have health insurance.
Often having medical payments coverage can make the difference between having a personal injury case that results in a happy ending and one that does not.
Medical payments coverage is such a good deal that the insurance industry doesn’t try too hard to sell it to you. The question is whether you had it on the date of the accident. Most of my clients over the past 23 years have no idea whether they do or don’t have medical payments coverage and if so how much. One of the first things we do when we sit down with a new automobile accident client in Virginia Beach or Norfolk is to explain to them what medical payments coverage is and confirm if they do or don’t have it on their own insurance. By making sure that the personal injury client gets every last penny that they are entitled to, including medical payments coverage, after an accident which is somebody else’s fault we do everything we can to make sure that the final outcome is as good as it can be for somebody who has been in the unfortunate situation of being hurt on the road by somebody else’s error.
The Norfolk, Virginia Beach and Hampton, VA personal injury law firm, Cooper Hurley, handles automobile, truck, and motorcycle injuries as well as wrongful death, railroad injury cases and medical malpractice. John Cooper and Jim Hurley have more than 40 years of combined experience in specializing in auto injury as well as other accident claims. Attorney John Cooper has been named to Virginia “Super Lawyers” since 2010. Cooper Hurley represents people hurt in accidents in Norfolk, Virginia Beach, Portsmouth, Suffolk, Chesapeake, Hampton, Newport News and throughout VA, and always put the best interests of our clients first. The firm is recognized by other lawyers as “AV” by Martindale-Hubbell, a national attorney rating service, for our top level of legal skill and highest ethical standards. Our motto is: “Your Injury. Our fight.” If you need help or advice about a serious injury, please call us at (757) 455 -0077 or contact us through this website.